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  1. Home
  2. Forex Rebates: Find the Cheapest Trading Account Once the Cashback Is Back
  3. XM Rebate and Cashback: Up to $18 per Lot on Gold, Paid Daily

XM Rebate and Cashback: Up to $18 per Lot on Gold, Paid Daily

XM Trading Logo

$18 back on every lot of gold, in MyWallet the day after you trade.

Checked on 27 September 2026

A rebate is cash that comes back to you on every trade you close. When ForexFanClub is the partner of your XM trading account, XM pays the rebate into your MyWallet, with nothing to apply for.

Open a New Rebate Account
Add a Rebate Account

Standard account

Gold (GOLD)$18.00

EUR/USD$8.10

Bitcoin (BTCUSD)$13.50

Ultra Low account

Gold (GOLD)$9.00

EUR/USD$3.15

Bitcoin (BTCUSD)$4.73

On a Micro trading account, 1 lot is 1/100 of the size, so the rebate per lot is also 1/100.

Each instrument has its own amount. Choose the trading account and your lot size in the table below to see the rebate on your instrument. For a month of your own trading, our forex rebate calculator adds up the rebate for you.

XM
CASHBACK PER TRADE
What comes back to you, by account, instrument and lot size
Lots
Loading data…
Open a New Rebate Account
For first-time XM users
›
Add a Rebate Account
For existing XM account holders
›

How Much Does the XM Rebate Save You?

On EURUSD, the rebate pays back about 40% of the spread on a Standard account.

The panel below shows the spread, the rebate and the net cost, which is your trading cost minus the rebate.

XM
NET COST AFTER REBATE
Data received: 22 Oct 2026, 21:34 UTC
Standard
Ultra Low
Lots
  • GOLDGold / US Dollar
    Net cost after rebate
    $37.13
    Total cost: $55.13
    Rebate: −$18.00
    Estimated in USD · 1.00 lot
    Market closed · showing figures from before the close
    ▼
  • EURUSDEuro / US Dollar
    Net cost after rebate
    $15.03
    Total cost: $23.13
    Rebate: −$8.10
    Estimated in USD · 1.00 lot
    ▼
  • USDJPYUS Dollar / Japanese Yen
    Net cost after rebate
    $8.96
    Total cost: $17.06
    Rebate: −$8.10
    Estimated in USD · 1.00 lot
    ▼
  • GBPUSDBritish Pound / US Dollar
    Net cost after rebate
    $20.60
    Total cost: $29.60
    Rebate: −$9.00
    Estimated in USD · 1.00 lot
    ▼
  • US30CashWall Street 30
    Net cost after rebate
    $4.33
    Total cost: $6.00
    Rebate: −$1.67
    Estimated in USD · 1.00 lot
    Market closed · showing figures from before the close
    ▼
  • US100CashUS Tech 100
    Net cost after rebate
    $2.18
    Total cost: $2.94
    Rebate: −$0.77
    Estimated in USD · 1.00 lot
    Market closed · showing figures from before the close
    ▼
  • US500CashUS 500
    Net cost after rebate
    $0.55
    Total cost: $0.80
    Rebate: −$0.25
    Estimated in USD · 1.00 lot
    Market closed · showing figures from before the close
    ▼
  • BTCUSDBitcoin / US Dollar
    Net cost after rebate
    $26.50
    Total cost: $40.00
    Rebate: −$13.50
    Estimated in USD · 1.00 lot
    ▼
  • ETHUSDEthereum / US Dollar
    Net cost after rebate
    $2.19
    Total cost: $3.00
    Rebate: −$0.81
    Estimated in USD · 1.00 lot
    ▼
  • OILCashUS Crude Oil (WTI)
    Net cost after rebate
    $3.52
    Total cost: $5.46
    Rebate: −$1.94
    Estimated in USD · 1.00 lot
    Market closed · showing figures from before the close
    ▼
  • SILVERSilver / US Dollar
    Net cost after rebate
    $269.43
    Total cost: $350.43
    Rebate: −$81.00
    Estimated in USD · 1.00 lot
    Market closed · showing figures from before the close
    ▼
  • JP225CashJapan 225
    Net cost after rebate
    $0.04
    Total cost: $0.06
    Rebate: −$0.02
    Estimated in USD · 1.00 lot
    Market closed · showing figures from before the close
    ▼
  • GER40CashGermany 40
    Net cost after rebate
    $3.37
    Total cost: $4.23
    Rebate: −$0.86
    Estimated in USD · 1.00 lot
    Market closed · showing figures from before the close
    ▼
  • EURJPYEuro / Japanese Yen
    Net cost after rebate
    $15.12
    Total cost: $24.12
    Rebate: −$9.00
    Estimated in USD · 1.00 lot
    ▼
  • AUDUSDAustralian Dollar / US Dollar
    Net cost after rebate
    $19.86
    Total cost: $27.96
    Rebate: −$8.10
    Estimated in USD · 1.00 lot
    ▼
  • USDCADUS Dollar / Canadian Dollar
    Net cost after rebate
    $14.53
    Total cost: $22.63
    Rebate: −$8.10
    Estimated in USD · 1.00 lot
    ▼
  • USDCHFUS Dollar / Swiss Franc
    Net cost after rebate
    $32.28
    Total cost: $41.28
    Rebate: −$9.00
    Estimated in USD · 1.00 lot
    ▼
How to read the panel
  • AccountsTap an account to see what a trade costs there.
  • LotsSet your trade size and every amount follows.
  • Net costSpread and commission, minus your rebate.
  • SearchFind one instrument by symbol or by name, such as GOLD.

Where the figures come from, and how we work them out:

Data sources and how the figures are worked out +−

Where the rebate figures come from

XM pays a set amount per lot on each instrument, and the amount depends on the partner level. ForexFanClub is at VIP, XM’s top level, and you receive 90% of what XM pays. That 90% is the Rebate line in the panel.

Standard and Ultra Low earn different amounts on the same instrument, so switching account changes the rebate as well as the cost.

How the net cost is worked out

Total cost is the 24-hour average spread in US dollars plus the round-turn commission for the account you pick. Net cost is that total with your rebate taken off. Every amount follows the lot size you set.

Tap a row to see the spread cost, commission, total, rebate and net cost. The 24-hour average, lowest, highest and latest spread appear underneath.

Where the spread and the commission come from

We read symbol information from two live XM MT5 accounts on XM Global’s servers, one Standard and one Ultra Low, and save samples at regular intervals. Each spread becomes a dollar amount through the value of one price step on that instrument. The same 24-hour averages appear on our XM spread page.

Spreads are shown in points (pts) for indices, crypto and stocks, and in pips for the other instruments. For gold (GOLD), 1 pip is $0.10 per troy ounce on 100 ounces per lot, counted the same way in our spread tools for other brokers, so you can compare brokers directly.

Outside an instrument’s regular trading hours, the row reads Market closed · showing figures from before the close, with an Earlier average spread. Earlier figures also appear when a recent price is missing during trading hours.

When a line reads Unconfirmed

A cost appears once the spread converts to US dollars and the commission is confirmed. While either one is pending, that line reads Unconfirmed in place of a figure that could mislead you. Open the row to see which part is pending.

The rebate reads Unconfirmed when XM lists no rate for that instrument on that account. Tell us which instrument you trade and we will check the rate with XM.

What the figures cover

The panel covers the spread, the round-turn commission and the rebate for one round-turn trade. Swap on a position held overnight is separate, and the XM swap calculator works it out. All times are UTC, and Data received at the top of the panel shows when the latest data arrived.

XM partner-area rebate rates checked on 27 September 2026 (UTC). This date is separate from the tool’s data update times.

Our view

If you trade at XM, trade on a trading account that earns the rebate.

Your spreads, execution and leverage stay the same as without the rebate.

Why Is the XM Rebate This High?

ForexFanClub is at VIP, XM’s top partner level, and passes on 90%, the most that XM’s automatic rebate allows.

XM sorts its partners into five levels and pays more at each level. A partner at a lower level receives less from XM, so the rebate that partner can pay you is also lower.

1 lot of gold on a Standard account

Partner levelXM pays the partnerYour rebate at 90%
Bronze$6.50$5.85
Silver$8.00$7.20
Gold$12.00$10.80
Platinum$14.00$12.60
VIP (ForexFanClub)$20.00$18.00

Even at Platinum, the level below VIP, XM pays the partner $14.00 on this trade. That is less than the $18.00 you receive through ForexFanClub, so a partner at Platinum or below could not match this rebate even if it passed its whole commission to you.

How Do You Get the XM Rebate?

Trade on an XM trading account that has ForexFanClub as its partner. The rebate starts from the first trade that you close.

The rebate works on Standard and Ultra Low trading accounts, and on their Micro versions. The XM account types guide compares Standard and Ultra Low.

New to XM

Register with XM through the Open an XM Rebate Account button.

On the registration form, enter your country of residence, your email address and a password. Then tap Enter here under the password.

XM registration form with the Enter here link next to Have a partner or referral code? framed in red

Copy GJQYM with the button below, paste it into the Code (Optional) box, and finish the form. The code sets ForexFanClub as the partner even when your browser blocks or clears cookies.

Code (Optional) field on the XM registration form showing GJQYM
Our partner code GJQYM
Open an XM Rebate Account

Already with XM

XM changes your partner automatically when you open a trading account through another partner’s link. So if you have done that since you joined through ForexFanClub, ForexFanClub is no longer your partner.

If your partner is someone else, or you have no partner, keep your Members Area login and add one more trading account with the code GJQYM. The new trading account has ForexFanClub as its partner, so it is all you need.

Log in to the XM Members Area (opens in a new tab). On Home, tap the + in the top right of the account card.

XM Home screen with the account card and the + button in its top right framed in red

Choose Real, the platform and the type of trading account, for example Standard.

XM Choose Your Account Type screen with Standard and Micro, the lot size and the minimum trade

On the next screen, tap Have a Partner Code? Copy GJQYM with the button below, paste it into the box, and finish the form.

XM Customize Your Trading Account screen with the partner code GJQYM entered in the Partner Code (Optional) box
Our partner code GJQYM

Fund the new trading account with an internal transfer or a deposit. The rebate starts from the first order that you close on the new trading account.

Your login and the history of your existing trading account stay as they are. The XM partner code guide shows every screen.

Add an XM Rebate Account

Then add the trading account to ForexFanClub

XM pays the rebate whether you add the trading account to ForexFanClub or not. On ForexFanClub, you see every payment in one place and get the member rewards.

  1. Register at the ForexFanClub member area (opens in a new tab) with your email address.
  2. Open Dashboard, choose XM and enter the number of the trading account you have just opened.
  3. Approval takes 15 minutes at most. Your rebate history then appears under Auto Rebate History.

Only trading accounts that have ForexFanClub as their partner can be added, so add the new trading account straight after you open it.

When Is the XM Rebate Paid?

XM pays the rebate into MyWallet the day after you close the trade, with nothing to claim.

Once a day, XM adds up the rebate for the orders that you closed the day before. In your XM Members Area, MyWallet lists each payment with the date, instrument, lot size and amount.

From MyWallet, a transfer to a trading account arrives at once, and the minimum transfer is $20. To withdraw the rebate, move it to a trading account first and withdraw from that trading account. The XM withdrawal guide has the methods.

Which XM Trades Earn the Rebate?

Most closed trades earn the rebate. XM sets a few rules for the rest.

Earns the rebate

  • Every instrument in the rebate table, shares included
  • Trades that stay open for longer than 3 minutes
  • Expert Advisors

Earns no rebate

  • Trades held for 3 minutes or less
  • A buy and a sell closed together with the Close by command in MetaTrader
  • Trades before your first deposit
  • A buy and a sell on the same instrument
    If you close them one at a time, both orders earn the rebate. If you close them against each other with the Close by command in MetaTrader, neither order earns it. Our free PidPro EA closes every position in one click, one at a time, so both orders earn the rebate.
  • Expert Advisors
    Trades from an Expert Advisor earn the rebate as usual. However, if orders are placed only to earn the rebate, XM pays nothing for those orders.
  • First deposit
    The rebate starts once the trading account holds your own money. XM’s minimum deposit is $5, and a no-deposit bonus alone does not start the rebate.
  • Bonus as margin
    A deposit bonus in your balance does not reduce the rebate. Your own money covers the margin first, and the bonus covers margin only when your own money is not enough. Only on those trades does the rebate fall, by the share of the margin that the bonus covers. For example, if the bonus covers half, you receive half of the rebate.

These rules are XM’s own, from the XM partner agreement (opens in a new tab). ForexFanClub adds no rules of its own. There is no limit on the rebate that you can receive.

Can You Get the Rebate, the Bonus and XM Coins Together?

Yes, you can receive all three. The list below shows what each one gives you.

  • Rebate
    The rebate is cash in MyWallet, and you can withdraw it. XM treats a transfer from MyWallet to a trading account as a deposit, so on a Standard trading account, XM can add a deposit bonus to the money you move.
  • Deposit bonus
    Credit that adds to your margin. XM offers the deposit bonus on Standard trading accounts in many countries. The bonus itself cannot be withdrawn, and the XM bonus guide has the current offers.
  • XM Coins
    XM’s own loyalty points, earned on each trade. You exchange the coins for cash or bonus in XM Traders Club, and the XMC calculator works out what your trades earn.
Open a New Rebate Account
For first-time XM users
›
Add a Rebate Account
For existing XM account holders
›

XM Rebate FAQ

Other questions readers ask about the XM rebate.

Do XM shares earn a rebate?

Yes. XM pays a rebate on share CFDs as well as on forex, metals, indices and crypto.

The amounts are small, a few cents per lot on most shares. In the rebate table, you can search for a company by name.

Do I pay tax on the rebate?

In most countries, a rebate counts as income and may be taxable. The rules differ by country and change, so check your own position with a qualified tax adviser.

Which XM Page Do You Need Next?

Read the XM fees guide next to see what a trade costs before the rebate, including the swap.

Fees and chargesThe cost per trade, the swap and the inactivity fee› Spread listStandard and Ultra Low, instrument by instrument› Swap ratesOvernight cost, and the swap-free conditions› Margin and leverageWhat you need to open a position› Bonus guideWhat XM gives on a deposit, and where› XM reviewWho XM suits, how XM is regulated, and the cost against other brokers› Cheapest account after cashbackTrading accounts across brokers, ranked by real cost›
Keep your rebate history in one place

Once the XM trading account is open, add it to Forex FanClub. The member area lists every rebate payment day by day, across every broker you use. Registration is free and takes an email address.

Join Forex FanClub (opens in a new tab)
Forex FanClub

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Person responsible: Hiroki Sakaida, founder of Forex FanClub

Hiroki Sakaida decides what our content and services cover and which features they offer. He also checks content and functionality and decides on revisions and publication. Our Content and Service Policy explains how we produce and check our content and services, including our use of AI.

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Risk warning: Forex and CFD trading involve leverage, and you could lose all the money you invest. This article and tool provide information, not investment advice. The amounts shown are calculated from the collected data and do not guarantee the amounts that will apply to your own trades, or any future profit.
Affiliate disclosure: This article contains XM referral links. Forex FanClub receives referral commission based on registrations and trading through these links.