Calculate the XM Coins (XMC) your trade earns and what they are worth in US dollars.
Checked on 2 October 2026
- Account Choose your account type and your XM Traders Club status.
- Trade Choose the instrument and the trade size in lots.
- Time Keep the trade open for more than 5 minutes to earn XMC.
- Bonus If a bonus covers part of the margin, you earn fewer XMC.
Your XM Members Area shows your own XMC balance and status.
Contents
What Is XMC in XM Trading?
XMC (XM Coins) are reward points. XM adds them to your profile when you close a trade, and you can exchange them for a trading bonus or for cash.
- Standard and Micro accounts
1 XMC is worth 1 USD of trading bonus, at every status. The bonus adds to your margin, so a trade can stay open through a bigger price move. The XM bonus guide explains how the bonus works. - Cash rewards
Gold, Platinum and Elite statuses can exchange XMC for cash. 15 XMC are worth 1 USD in cash, and you can withdraw the cash. - Ultra Low accounts
An Ultra Low trading account earns XMC at every status. You can exchange those XMC only for cash, and only from Gold status.
The table below shows the XMC for a trade of 1 lot at Bronze status.
| What you trade | Standard account | Ultra Low account |
|---|---|---|
| EURUSD | 1.46 XMC | 0.33 XMC |
| Gold (XAUUSD) | 3.11 XMC | 0.62 XMC |
| BTCUSD | 2.71 XMC | 0.46 XMC |
| US30 | 0.33 XMC | 0.16 XMC |
For example, 10 trades of 1 lot of EURUSD in a month earn about 14.6 XMC on a Standard account. XM exchanges whole XMC only, so you receive a 14 USD trading bonus.
The table below shows how much XMC and the rebate lower the cost of 1 lot of EURUSD on a Standard account.
| On 1 lot of EURUSD | Cost saved |
|---|---|
| XMC as a trading bonus (Bronze status) | 0.15 pips |
| XMC as a trading bonus (Gold status) | 0.21 pips |
| XMC as cash (Gold status) | 0.01 pips |
| Rebate through ForexFanClub | 0.81 pips |
On gold (XAUUSD), 1 lot earns 3.11 XMC at Bronze status. As a trading bonus, that lowers the cost by about 0.03 USD an ounce.
Exchange XMC for a trading bonus, not for cash. The same 15 XMC give a 15 USD trading bonus, or 1 USD in cash.
You cannot withdraw the bonus itself. However, the bonus adds to your margin, and you can withdraw the profit that you make with it.
XMC are a small extra, so keep your usual trade size. At Bronze status, the bonus lowers the cost of 1 lot of EURUSD by about 0.15 pips. The same trade also earns the rebate.
How Many XMC Does a Trade Earn?
The XMC for a trade depend on the size of the trade in US dollars, the instrument and your status. For example, 1 lot of EURUSD is about 112,424 USD of trading volume, and a Standard account at Bronze status earns 13 XMC for every 1,000,000 USD.
The table below shows the XMC for every 1,000,000 USD you trade at Bronze status.
| What you trade | Standard account | Ultra Low account |
|---|---|---|
| EURUSD, USDJPY, GBPUSD and other major pairs | 13 | 3 |
| AUDUSD, USDCHF, EURGBP and other main pairs | 17 | 7 |
| Exotic pairs such as USDZAR | 50 | 14.5 |
| Gold and silver | 7.5 | 1.5 |
| Oil and gas | 16 | 8 |
| US30, US100, US500 and GER40 | 6.5 | 3.3 |
| JP225, UK100, FRA40, AUS200 and US2000 | 11 | 5.5 |
| Other stock indices | 24 | 12 |
| Crypto, stocks, platinum and palladium | 32 | 5.5 |
A Micro trading account uses the same figures as a Standard account. However, 1 lot on a Micro trading account is 1/100 of a standard lot, so it earns 1/100 of the XMC.
Some trades earn no XMC, or fewer XMC.
- Trades of 5 minutes or less
These trades earn no XMC. Keep the trade open for more than 5 minutes. - Trades with a bonus
On these trades, XMC come only from your own money. For example, if the bonus covers half of the margin of a trade, you earn half of the XMC on that trade. - Very small trades
XM rounds the XMC of each trade down to 0.01, so a very small trade earns no XMC. For example, a EURUSD trade on a Micro trading account needs at least 0.69 lot. - Other trading accounts
Standard, Micro and Ultra Low trading accounts take part. Shares, swap-free and demo accounts do not take part.
XMC for every 1,000,000 USD at Silver, Gold, Platinum and Elite status
Standard and Micro accounts
| Instrument group | Silver | Gold | Platinum | Elite |
|---|---|---|---|---|
| EURUSD, USDJPY, GBPUSD and other major pairs | 16 | 19 | 23 | 26 |
| AUDUSD, USDCHF, EURGBP and other main pairs | 21.5 | 25 | 30 | 34.5 |
| Exotic pairs such as USDZAR | 65 | 80 | 90 | 100 |
| Gold and silver | 9.5 | 11.5 | 13.5 | 15.5 |
| Oil and gas | 20 | 24 | 28 | 32 |
| US30, US100, US500 and GER40 | 8 | 9.5 | 11 | 13 |
| JP225, UK100, FRA40, AUS200 and US2000 | 14 | 17 | 19.5 | 22.5 |
| Other stock indices | 30 | 36 | 42 | 48 |
| Crypto, stocks, platinum and palladium | 42 | 52 | 62 | 72 |
Ultra Low accounts
| Instrument group | Silver | Gold | Platinum | Elite |
|---|---|---|---|---|
| EURUSD, USDJPY, GBPUSD and other major pairs | 4 | 5 | 6 | 6.5 |
| AUDUSD, USDCHF, EURGBP and other main pairs | 9 | 10.5 | 12.5 | 14 |
| Exotic pairs such as USDZAR | 18 | 21.5 | 25 | 29 |
| Gold and silver | 2 | 2.5 | 3 | 3.5 |
| Oil and gas | 10 | 12 | 14 | 16 |
| US30, US100, US500 and GER40 | 4 | 4.8 | 5.5 | 6.5 |
| JP225, UK100, FRA40, AUS200 and US2000 | 7 | 8.5 | 9.8 | 11.3 |
| Other stock indices | 15 | 18 | 21 | 24 |
| Crypto, stocks, platinum and palladium | 6.9 | 8.3 | 9.6 | 10.8 |
How Do You Reach a Higher Status?
Your status depends on your trading volume in a calendar quarter. XM upgrades you as soon as you reach the volume.
The table below shows the volume for each status and the same volume in lots of EURUSD.
| Status | Volume in a quarter | EURUSD |
|---|---|---|
| Silver | 1,000,000 USD | About 9 lots of EURUSD |
| Gold | 10,000,000 USD | About 89 lots of EURUSD |
| Platinum | 50,000,000 USD | About 445 lots of EURUSD |
| Elite | 200,000,000 USD | About 1,779 lots of EURUSD |
A trade in gold (XAUUSD) is larger in US dollars for each lot, so it reaches the volume sooner. For example, Silver status needs about 2.4 lots of gold in a quarter.
- Silver status
Silver earns more XMC for the same trade. For example, 1 lot of EURUSD earns 1.79 XMC instead of 1.46 XMC. - Gold status
Gold adds cash rewards. You can exchange XMC for cash at 15 XMC for 1 USD. - Platinum status
Platinum adds a free VPS and a VIP account manager. Platinum status also needs 50,000 USD of total deposits. It adds exclusive promotions, premium market analysis and trading indicators. - Elite status
Elite earns the most XMC for each trade. Elite status also needs 100,000 USD of total deposits. It adds priority support at any time and invitations to events.
XM checks your volume at the end of each quarter. If your volume is below the level of your status, your status goes down.
Keep your usual trade size. Your status follows the trading you already do. Even at Gold status, 1 lot of EURUSD earns 2.13 XMC, and that bonus lowers the cost of the lot by about 0.2 pips.
How Do You Redeem XMC?
You redeem XMC on the XM Traders Club page in the Members Area. XM sends the bonus or the cash to the trading account that you choose.
In the XM Members Area (opens in a new tab), open XM Traders Club. Tap Redeem Now under your XMC balance.
Choose XMC to Bonus. From Gold status, you can also choose XMC to Cash. Then choose the trading account.
Enter the XMC in a whole number. The screen shows the bonus that you will receive.
Check the details and tap Redeem Now. You cannot undo a redemption. The bonus can take up to 24 hours to arrive in your trading account.
When Can You Lose Your XMC?
XMC expire 1 year after you earn them, so exchange them before then. Until you exchange them, a withdrawal does not reduce your XMC.
After you exchange XMC for a trading bonus, the bonus follows the bonus rules below.
- Withdrawals
A withdrawal removes the same share of the bonus. If you withdraw 20% of your balance, 20% of the bonus is also removed. The XM bonus guide shows more examples. - Transfers to Ultra Low
A transfer to an Ultra Low trading account removes the bonus, because an Ultra Low trading account does not keep a bonus. The XM internal transfer guide shows the steps. - No activity for 90 days
After 90 days with no activity, XM treats the trading account as dormant and removes the bonus.
Can You Get XMC and a Rebate?
Yes. XMC come from XM, and the rebate comes through ForexFanClub, so one trade earns both. A trading account with ForexFanClub as the partner earns XMC as usual.
The table below shows what you receive for 1 lot of EURUSD on a Standard account.
| What you receive | Amount |
|---|---|
| Rebate | 8.10 USD in cash |
| XMC (Bronze status) | 1.46 XMC (1.46 USD of trading bonus) |
The rebate needs a trade of more than 3 minutes, and XMC need more than 5 minutes. So keep the trade open for more than 5 minutes to receive both. If a bonus covers part of the margin, both are paid on the share that your own money covers.
The XM rebate guide shows the rebate for each instrument and account.
If you already trade at XM, add a trading account with the partner code GJQYM. The XM partner code guide shows the steps.
Questions About XMC
- Is XMC a cryptocurrency?
-
No. XMC are reward points that you use only at XM. You cannot buy or sell them on an exchange.
- Do I need to join the XM Traders Club?
-
No. XM adds you automatically. You join when you deposit into a trading account and close your first trade. The trade must stay open for more than 5 minutes.
- Why did my trade earn 0 XMC?
-
There are three common reasons. The trade was closed within 5 minutes, the trade used only bonus money, or the trade was too small to reach 0.01 XMC.
- Can I lose my status?
-
Yes. XM checks your volume at the end of each quarter. If the volume is below the level of your status, your status goes down.
- Can I use XMC for anything else?
-
Sometimes. On 2 October 2026, for example, one spin of a limited-time prize wheel cost 1 XMC. Platinum and Elite statuses can also exchange XMC for rewards in the Marketplace.
- Where can I see my XMC?
-
On the XM Traders Club page in the XM Members Area (opens in a new tab). The page shows your XMC balance, your status and your volume for the quarter.
Which XM Guide Do You Need Next?
Sources: where each fact on this page comes from
XM’s terms and screens
- XM Traders Club terms (opens in a new tab)
- The version of 1 September 2026: the statuses, the formula, the table of XMC for every 1,000,000 USD, the 5-minute rule, rounding down, redemption, the accounts that take part and the 1-year expiry.
- XM Members Area
- On 2 October 2026: the XMC Calculator, the XM Traders Club questions and answers, the table of benefits for each status, and the redeem screen. The groups of the instruments come from the XMC Calculator, because the terms do not list them. The value of 15 XMC for 1 USD in cash comes from the questions and answers.
- XM Help Centre (opens in a new tab)
- XM Traders Club questions and answers, under Promotions.
- XM partner terms (opens in a new tab)
- Section 3: the rebate is not paid on trades closed within 3 minutes, and is paid on the share of the margin that your own money covers.
This site’s figures
- XMC Calculator on this page
- The prices come from our XM data, which updates every 5 minutes. The XMC in the tables on this page use the prices of 2 October 2026, 02:34 UTC. We checked the calculator against XM’s own XMC Calculator.
- XM rebate guide
- The rebate of 8.10 USD for 1 lot of EURUSD on a Standard account.
Once your XM trading account is open, link it to Forex FanClub. The member area lists every rebate payment day by day, across every broker you use. Registration is free and takes an email address.
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Person responsible: Hiroki Sakaida, founder of Forex FanClub
Hiroki Sakaida decides what our content and services cover and which features they offer. He also checks content and functionality and decides on revisions and publication. Our Content and Service Policy explains how we produce and check our content and services, including our use of AI.
Risk warning: Forex and CFD trading involve leverage, and you could lose all the money you invest. This article and tool provide information, not investment advice. The amounts shown are calculated from the collected data and do not guarantee the amounts that will apply to your own trades, or any future profit.
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