See how much margin XS.com needs for your trade at your leverage and equity, by instrument and lot size.
Checked on 9 October 2026
Leverage & margin conditions
Use the leverage set on your XS.com trading account.
- AmountThe margin for your lot size, in US dollars. Buy uses the Ask price, and Sell uses the Bid price.
- ColourGreen means the amount follows your leverage and equity. Amber means a fixed limit or an HMR limit sets it.
- ConditionsSet leverage, equity and HMR under Leverage & margin conditions.
- TimeLatest sample shows when the data was saved. The order window on your platform gives the final figure.
Margin from XS.com MT5 prices and contract sizes, with the leverage limits XS.com publishes, in US dollars.
Data sources and how the figures are worked out
Data sources and conversion to US dollars
Margin is the deposit your trading account holds for an open order, and it comes back when the order closes. We read prices, contract sizes and lot limits separately from Standard, Extra, Pro and Elite MT5 accounts held in USD.
For currency pairs, the margin is lots × contract size ÷ leverage, in the base currency. For other instruments, it is lots × contract size × price ÷ leverage. Both are converted to US dollars at the saved price for your direction.
XS.com limits applied on top of MT5
XS.com applies its leverage limits to each order, so the tool takes them from the tables XS.com publishes for EQ accounts: the leverage step for your account equity on each instrument type, the fixed limits, and the lower limits during HMR periods.
Where a table lists 0–3,000 and 3,001–6,000, the tool moves to the next step from USD 3,001. XS.com equity-based dynamic leverage (opens in a new tab)
Labels and timestamps
- Latest sample
- The time the prices were saved. All times are UTC. Older data appears when that time is more than an hour old while the market is open.
- Market closed
- The market for that instrument is closed, for example at the weekend, so the figure uses the last price before the close.
- Unconfirmed
- That side awaits a price or conversion, and the amount appears with a later sample.
- Below the minimum lot / Above the maximum lot
- The figure is scaled in proportion to your lot size. Set a size within the lot range shown in the row before you place the order.
Checked on 9 October 2026 (UTC). This date is separate from the tool’s data update times.
Contents
- What Is the Maximum Leverage at XS.com?
- Does XS.com Reduce Leverage During News?
- Does Your Leverage Change the Margin on Every Instrument?
- How Much Margin Do Gold and EURUSD Need at XS.com?
- Do Standard, Extra, Pro and Elite Need the Same Margin?
- How Do You Change Your Leverage on XS.com?
- What Do EQ and LT Mean on XS.com Accounts?
- How Many Lots Can You Open with Your Balance?
- Why Does the Order Window Show a Different Margin?
- How Do You Get a Rebate on Your XS.com Trades?
- XS.com Leverage and Margin FAQ
What Is the Maximum Leverage at XS.com?
XS.com’s maximum leverage is 1:2000 on the Standard, Extra, Pro and Elite accounts. Currency pairs keep 1:2000 while your account equity is up to USD 3,000, and gold keeps it up to USD 5,000. With more equity, XS.com lowers the leverage step by step.
Equity is your balance plus the open profit or loss. Type it into Account equity (USD) in the tool, and the tool applies the step for every row. XS.com equity-based dynamic leverage (opens in a new tab)
Gold Leverage by Account Equity
Gold leverage has eight levels. It starts at 1:2000 and falls to 1:10 when your account equity is above USD 400,000.
| Account equity (USD) | Gold (XAUUSD, XAUEUR) |
|---|---|
| Up to 5,000 | 1:2000 |
| 5,001 to 10,000 | 1:1000 |
| 10,001 to 20,000 | 1:500 |
| 20,001 to 50,000 | 1:200 |
| 50,001 to 100,000 | 1:100 |
| 100,001 to 200,000 | 1:50 |
| 200,001 to 400,000 | 1:25 |
| Above 400,000 | 1:10 |
The first step matters more than it looks. With USD 5,000 in your trading account, 1 lot of gold needs $209. Add USD 1,000, and the same lot needs $419, because gold drops to 1:1000 above USD 5,000.
So a bigger account can hold less gold. At USD 5,000, your margin covers about 23 lots of gold, and at USD 6,000 it covers only about 14.
Currency Pair Leverage by Account Equity
On currency pairs, the leverage falls sooner, once your account equity passes USD 3,000. The lowest level is 1:100, above USD 100,000.
| Account equity (USD) | Currency pairs |
|---|---|
| Up to 3,000 | 1:2000 |
| 3,001 to 6,000 | 1:1000 |
| 6,001 to 20,000 | 1:500 |
| 20,001 to 40,000 | 1:400 |
| 40,001 to 100,000 | 1:200 |
| Above 100,000 | 1:100 |
For example, 0.10 lot of EURUSD needs $5.61 with USD 1,000 in your trading account and $11.22 with USD 5,000. With USD 150,000, it needs $112.19, twenty times the first figure.
In a trading account under USD 3,000, gold and currency pairs keep 1:2000, so the time of the trade changes the margin more than your equity. During news, 1 lot of gold needs about $2,093 instead of $209, ten times as much.
So if you trade gold around news, we think it is safer to plan your margin at 1:200, the news limit, and to treat 1:2000 as the limit for quiet hours.
Does XS.com Reduce Leverage During News?
Yes. XS.com lowers the leverage for new positions at five kinds of busy times, and calls them higher margin requirement (HMR) periods.
- NewsThe time from 15 minutes before major economic news to 5 minutes after it.
- FridayThe last hour before the market closes.
- MondayThe first hour after each market opens.
- HolidaysBefore an early market close.
- Daily breakOn gold, silver and energies such as oil, the time from 15 minutes before the daily trading break to 5 minutes after trading starts again.
During these periods, gold and most currency pairs drop from 1:2000 to 1:200. Other markets have their own, lower limits, and the table below shows them with up to USD 5,000 in your trading account.
| Market | HMR limit |
|---|---|
| Currency pairs, gold | 1:200 |
| Indices, Bitcoin | 1:100 |
| Oil, silver, platinum | 1:50 |
| Exotic pairs, Ethereum | 1:50 |
On a small trading account, the limit can stop a gold trade from opening. In an HMR period, 1 lot of gold needs about $2,093 instead of $209. With USD 1,000 in your trading account, there is not enough margin to open that order.
On EURUSD, 0.10 lot needs $56.10 instead of $5.61. To see your figure for these times, tick Estimate during higher margin requirements (HMR) in the tool.
The HMR limits apply only to positions that you open during the period, so positions that are already open keep their margin. When the period ends, XS.com applies your normal leverage to the new positions again, so the extra margin returns to your free margin.
Hedges are the exception to watch. When you close one side of a hedge during an HMR period, the side that stays open needs margin under the HMR limits, and the close can fail if your free margin is too small. XS.com equity-based dynamic leverage (opens in a new tab)
If you are comparing brokers, our high leverage comparison shows when each broker lowers its leverage, and whether the reduced leverage also applies to trades that you already hold.
Does Your Leverage Change the Margin on Every Instrument?
No. Each type of instrument has its own limits by equity, and the tool uses the lower of your account leverage and that limit.
| Market | Up to USD 1,000 | Last step |
|---|---|---|
| Currency pairs | 1:2000 | 1:100 above 100,000 |
| Exotic pairs | 1:200 | 1:100 above 100,000 |
| Gold | 1:2000 | 1:10 above 400,000 |
| Silver | 1:2000 | 1:5 above 400,000 |
| Platinum, palladium | 1:50 | 1:20 above 100,000 |
| Indices, oil | 1:500 | 1:20 above 100,000 |
| Bitcoin, Ethereum | 1:200 | 1:25 above 20,000 |
That is why US30 reads Leverage 1:500 in the tool while your trading account is set to 1:2000. At either setting, 0.10 lot of US30 needs $10.26, and once you choose 1:100, it needs $51.30.
Silver steps down faster than gold. With USD 5,000 in your trading account, gold is still at 1:2000, but silver is at 1:400. So 1 lot of silver needs $755, more than three times the margin of 1 lot of gold.
Which Instruments Have a Fixed Limit?
Some instruments keep the same limit whatever your account equity. If your account leverage is lower than that limit, your account leverage applies instead.
Fixed leverage, whatever your equity
Stocks1:5
Natural gas (NGAS)1:20
Other crypto1:10
HK50, CNA50, USDXY1:50
Futures1:100
Stocks trade only on the Standard and Pro accounts, with a minimum of 1 lot, which is one share. At 1:5, 1 lot of Apple needs $68.10.
How Much Margin Do Gold and EURUSD Need at XS.com?
The table below shows the margin for a buy on the Standard account at 1:2000, with USD 1,000 in the trading account.
| Market | 0.10 lot | 1 lot |
|---|---|---|
| XAUUSDGold · 1:2000 | $20.93 | $209.28 |
| EURUSD1:2000 | $5.61 | $56.10 |
| GBPUSD1:2000 | $6.62 | $66.21 |
| USDJPY1:2000 | $5.00 | $50.00 |
| US30Max 1:500 | $10.26 | $102.60 |
| US100Max 1:500 | $6.20 | $61.98 |
| USOILMax 1:500 | $18.00 | $180.05 |
| XAGUSDSilver · 1:2000 | $15.10 | $151.03 |
| BTCUSDMax 1:200 | $41.36 | $413.60 |
| ETHUSDMax 1:200 | $1.25 | $12.52 |
Gold needs almost four times the margin of EURUSD for the same lot size. US30, oil and Bitcoin have their own maximum leverage, which is lower than 1:2000, so their margin does not follow your setting.
The margin grows with the lot size and moves with the price. The tool at the top of this page shows today’s figures.
Do Standard, Extra, Pro and Elite Need the Same Margin?
Yes. The four accounts share the same maximum leverage of 1:2000, the same leverage steps by equity, the same HMR limits, and a margin call at 40% with stop out at 20%.
We compared the margin settings of every instrument in the tool on the four accounts. The limits, the contract size and the lot range matched on every one, so 0.10 lot of gold needs $20.93 on all four.
What differs is the cost of the trade: the spread, the commission on Elite, and the swap. So choose the account for its costs in the XS.com spread calculator and the XS.com swap calculator. The list of instruments also differs a little. For example, only Standard and Pro offer stocks.
How Do You Change Your Leverage on XS.com?
You change the leverage in the XS.com client area, in four steps.
- In the XS.com client area, open Accounts Overview and click View on the trading account.
- Next to Leverage, click Request New Leverage.
- Choose the new value and click Submit.
- The page confirms that the application has been received, and XS.com emails you once the change is approved.
When we changed it, the new leverage showed on the trading account straight after the request. The list runs from 1:2000 down to 1:100 in six levels of leverage, and the tool offers the same ones.
Your setting is the highest leverage you can get. On an EQ trading account, the step for your equity and the instrument’s own limit can bring it lower, and the tool shows the result on each row.
What Do EQ and LT Mean on XS.com Accounts?
The end of your trading account’s name shows how XS.com lowers the leverage. EQ accounts, such as Standard EQ, step down with your equity. LT accounts, such as Standard LT, step down with the lots that you hold in each instrument.
EQ, such as Standard EQ
- Leverage falls with
- Account equity
- Platform
- MT5
LT, such as Standard LT
- Leverage falls with
- The lots you hold in each instrument
- Platform
- MT4
New live trading accounts on MT5 are EQ types, and the tool follows the EQ limits. On an LT trading account, which is an MT4 type, check the lot bands on the XS.com page for lot-based leverage. XS.com lot-based dynamic leverage (opens in a new tab)
How Many Lots Can You Open with Your Balance?
The lot size calculator answers this question, because it starts from your balance. You enter your balance, the amount you are willing to lose and your stop loss. It then shows the lot size for that risk and the largest lot that your margin allows at XS.com.
The lot size calculator uses one leverage for the whole position. So bring its lot size back to the margin tool on this page, and check the leverage steps by equity, the instrument’s own limit and the HMR periods before you trade.
Why Does the Order Window Show a Different Margin?
The order window on your platform gives the final figure. When it differs from the tool, the reason is usually one of these three.
- Time
The tool uses the price saved at Latest sample. Prices move, and the margin moves with them. - Leverage setting
In the XS.com client area, check the leverage of your trading account. Then enter the same leverage and your current account equity in the tool, so the tool applies the right step. - HMR periods
Near major economic news, before the Friday close or after the Monday open, tick the HMR box in the tool.
Two other things can also change the margin on your trading account. A trading account in a currency other than USD shows the margin in that currency. Gold and silver also have their own leverage tables for trading accounts in JPY, THB and US cents (USC).
Account types and leverage can also vary by country, so the terms of your own trading account come first. XS.com: what leverage options does XS offer? (opens in a new tab)
How Do You Get a Rebate on Your XS.com Trades?
Margin is only a deposit, and it comes back when you close the trade. What you pay is the spread, the commission on the Elite account, and the swap.
ForexFanClub pays a rebate on qualifying trades at XS.com. The rebate returns part of the trading cost, and the XS.com rebate guide explains the rates and the payments.
To receive the rebate, create your XS.com profile through the button below. XS.com then records ForexFanClub as the partner of your trading accounts.
If you already have an XS.com profile with another partner, register again through the button with a different email address. If your profile is already with ForexFanClub, open one more trading account inside it. The XS.com rebate guide shows each step.
XS.com Leverage and Margin FAQ
- At what margin level does XS.com call margin or stop out?
-
On Standard, Extra, Pro and Elite, the margin call comes at 40% and stop out at 20%.
Your margin level is your equity divided by the margin in use. XS.com Standard account (opens in a new tab)
- Do hedged positions need margin on XS.com?
-
A fully hedged position needs no margin. That means the same volume bought and sold on one instrument.
During HMR periods, keep enough free margin for the side that stays open before you close the other side. XS.com help centre: hedging and margin (opens in a new tab)
- Can you lose more than you deposit with XS.com?
-
Your balance can go below zero after a sharp price move. XS.com applies negative balance protection, so you do not have to cover losses beyond the money that you put in. XS.com help centre: negative balance (opens in a new tab)
You have now seen what each position sets aside in margin. Alongside FFC Auto Rebate, the member area carries daily login rewards and USDT quests, with the terms for each set out there. To use these services, register as a Forex FanClub member using the button below.
Produced and operated by Forex FanClub
Person responsible: Hiroki Sakaida, founder of Forex FanClub
Hiroki Sakaida decides what our content and services cover and which features they offer. He also checks content and functionality and decides on revisions and publication. Our Content and Service Policy explains how we produce and check our content and services, including our use of AI.
Risk warning: Forex and CFD trading involve leverage, and you could lose all the money you invest. This article and tool provide information, not investment advice. The amounts shown are calculated from the collected data and do not guarantee the amounts that will apply to your own trades, or any future profit.
Affiliate disclosure: This article contains XS.com referral links. Forex FanClub receives referral commission based on registrations and trading through these links.
- What Is the Maximum Leverage at XS.com?
- Gold Leverage by Account Equity
- Currency Pair Leverage by Account Equity
- Does XS.com Reduce Leverage During News?
- Does Your Leverage Change the Margin on Every Instrument?
- Which Instruments Have a Fixed Limit?
- How Much Margin Do Gold and EURUSD Need at XS.com?
- Do Standard, Extra, Pro and Elite Need the Same Margin?
- How Do You Change Your Leverage on XS.com?
- What Do EQ and LT Mean on XS.com Accounts?
- How Many Lots Can You Open with Your Balance?
- Why Does the Order Window Show a Different Margin?
- How Do You Get a Rebate on Your XS.com Trades?
- XS.com Leverage and Margin FAQ