See how much margin XS.com needs for your trade at your leverage and equity, by instrument and lot size.
Leverage & margin conditions
Use the leverage shown in your XS.com account.
- AmountUSD margin for your lot size. Buy uses the Ask, Sell the Bid.
- ColourGreen: follows your leverage and equity. Amber: a fixed limit or HMR.
- ConditionsSet leverage, equity and HMR under Leverage & margin conditions.
- TimeLatest sample is when the data was saved. Your order window is final.
Margin from XS.com MT5 prices and contract sizes, with the leverage limits XS.com publishes, in US dollars.
Data sources and calculation methodology
Data sources and conversion to US dollars
Margin is the deposit your account holds for an open order, and it comes back when the order closes. We read prices, contract sizes and lot limits separately from Standard, Extra, Pro and Elite MT5 accounts held in USD.
Currency pairs: lots × contract size ÷ leverage, in the base currency. Other instruments: lots × contract size × price ÷ leverage. Both are converted to US dollars at the saved price for your direction.
XS.com limits applied on top of MT5
XS.com applies its leverage limits to each order, so the tool takes them from the tables XS.com publishes for EQ accounts: the step for your equity on each instrument type, the fixed limits, and the lower limits during HMR periods.
Where a table lists 0–3,000 and 3,001–6,000, the tool moves to the next step from USD 3,001. XS.com equity-based dynamic leverage (opens in a new tab)
Labels and timestamps
- Latest sample
- The time the prices were saved. All times are UTC. Older data appears when that time is more than an hour old while the market is open.
- Market closed
- The market for that instrument is closed, for example at the weekend, so the figure uses the last price before the close.
- Unconfirmed
- That side awaits a price or conversion, and the amount appears with a later sample.
- Below the minimum lot / Above the maximum lot
- The figure is scaled in proportion to your lot size. Set a size within the lot range shown in the row before you place the order.
Checked on 18 September 2026 (UTC). This date is separate from the tool’s data update times.
Contents
- XS.com leverage goes up to 1:2000 and steps down as your equity grows
- Each instrument type has its own limit
- Margin rules are the same on Standard, Extra, Pro and Elite
- Margin for gold, EURUSD, US30 and Bitcoin by lot size
- XS.com lowers leverage for new trades around news and the weekend (HMR)
- How to change your leverage on XS.com
- EQ and LT accounts: which limits apply to you
- How many lots can you open with your balance?
- Three things to check before you place the order
- Rebates on your XS.com trades
- Frequently asked questions about XS.com leverage and margin
XS.com leverage goes up to 1:2000 and steps down as your equity grows
Currency pairs: 1:2000 up to USD 3,000
| Account equity (USD) | Currency pairs |
|---|---|
| Up to 3,000 | 1:2000 |
| 3,001 to 6,000 | 1:1000 |
| 6,001 to 20,000 | 1:500 |
| 20,001 to 40,000 | 1:400 |
| 40,001 to 100,000 | 1:200 |
| Above 100,000 | 1:100 |
On currency pairs, 1:2000 applies up to USD 3,000 of equity, and XS.com lowers the maximum step by step as the account grows. At 1:2000, 0.10 lot of EURUSD needs $5.74 with USD 1,000, $11.48 with USD 5,000 and $114.82 with USD 150,000.
Gold: 1:2000 up to USD 5,000, then eight steps
| Account equity (USD) | Gold (XAUUSD, XAUEUR) |
|---|---|
| Up to 5,000 | 1:2000 |
| 5,001 to 10,000 | 1:1000 |
| 10,001 to 20,000 | 1:500 |
| 20,001 to 50,000 | 1:200 |
| 50,001 to 100,000 | 1:100 |
| 100,001 to 200,000 | 1:50 |
| 200,001 to 400,000 | 1:25 |
| Above 400,000 | 1:10 |
Gold keeps 1:2000 up to USD 5,000 and then has eight steps, so 0.10 lot of gold needs $21.94 with USD 1,000 or 5,000 and $43.88 with USD 10,000. Type your equity into Account equity (USD) and the tool applies the step for every instrument. XS.com equity-based dynamic leverage (opens in a new tab)
Each instrument type has its own limit
| Instrument type | Up to USD 1,000 | Last step |
|---|---|---|
| Currency pairs | 1:2000 | 1:100 above 100,000 |
| Exotic pairs | 1:200 | 1:100 above 100,000 |
| Gold | 1:2000 | 1:10 above 400,000 |
| Silver | 1:2000 | 1:5 above 400,000 |
| Platinum, palladium | 1:50 | 1:20 above 100,000 |
| Indices, oil | 1:500 | 1:20 above 100,000 |
| Bitcoin, Ethereum | 1:200 | 1:25 above 20,000 |
Each type has its own ladder, and the tool uses the lower of your account leverage and that limit. This is why US30 reads Leverage 1:500 while the account is set to 1:2000: 0.10 lot needs $10.33 at either setting, and $51.64 once you choose 1:100.
Stocks, natural gas and other crypto have a fixed limit
Fixed leverage, whatever your equity
Stocks1:5
Natural gas (NGAS)1:20
Other crypto1:10
HK50, CNA50, USDXY1:50
Futures1:100
These rows keep the same limit as your equity grows, and a lower account leverage takes over when you choose one. Stocks trade on Standard and Pro with a minimum of 1 lot, one share, so 1 lot of Apple needs $67.19.
Margin rules are the same on Standard, Extra, Pro and Elite
Same on every account
- Maximum 1:2000 and the equity steps
- Limits per instrument type and during HMR
- Margin call 40%, stop out 20%
Different by account
- Spread and commission
- Swap
- Instruments: stocks on Standard and Pro
On 18 September 2026 we compared the margin settings of every instrument that Extra, Pro and Elite share with Standard. The limits, contract size and lot range matched on every one, and 0.10 lot of gold needed $21.94 on all four.
So choose the account for its trading costs, in the XS.com spread calculator and the XS.com swap calculator, and read the margin here on any of the four buttons.
Margin for gold, EURUSD, US30 and Bitcoin by lot size
Standard account, 1:2000, Buy, USD 1,000 of equity, saved on 18 September 2026 at 18:34 UTC. The margin scales with the lot size and moves with the price, and the leverage shown is the limit at that equity. Use the calculator above for today’s figures.
| Instrument | 0.10 lot | 1 lot |
|---|---|---|
| XAUUSDGold · 1:2000 | $21.94 | $219.39 |
| EURUSD1:2000 | $5.74 | $57.41 |
| GBPUSD1:2000 | $6.70 | $66.95 |
| USDJPY1:2000 | $5.00 | $50.00 |
| US30Limit 1:500 | $10.33 | $103.28 |
| US100Limit 1:500 | $5.90 | $58.96 |
| USOILLimit 1:500 | $19.19 | $191.94 |
| XAGUSDSilver · 1:2000 | $16.67 | $166.72 |
| BTCUSDLimit 1:200 | $40.49 | $404.88 |
| ETHUSDLimit 1:200 | $1.31 | $13.08 |
XS.com lowers leverage for new trades around news and the weekend (HMR)
- NewsFrom 15 minutes before to 5 minutes after a major release.
- FridayThe last 2 hours before the market closes.
- MondayThe first hour after each instrument opens.
- HolidaysBefore an early market close.
| Instrument type | HMR limit with up to USD 5,000 |
|---|---|
| Currency pairs, gold | 1:200 |
| Indices, Bitcoin | 1:100 |
| Oil, silver, platinum | 1:50 |
| Exotic pairs, Ethereum | 1:50 |
XS.com calls these higher margin requirement (HMR) periods, and the lower limits apply to positions opened during them. Tick Estimate during higher margin requirements (HMR): 0.10 lot of EURUSD then needs $57.41 instead of $5.74, and gold $219.39 instead of $21.94.
HMR limits also step down with equity, and when your normal limit is already lower, that one applies. If you hold a hedge, keep free margin for the remaining side before you close one leg in these periods. XS.com equity-based dynamic leverage (opens in a new tab)
How to change your leverage on XS.com
- In the XS.com client area, open Accounts Overview and click View on the account.
- Next to Leverage, click Request New Leverage.
- Choose the new value and click Submit.
- The page confirms that the application has been received, and XS.com emails you once the change is approved.
On 18 September 2026 the new leverage showed on the account straight after the request. The list runs from 1:2000 down to 1:100 in six settings, the same ones the calculator offers.
Your setting works as a ceiling: on an EQ account, the step for your equity and the instrument’s own limit can bring the leverage lower, and the calculator shows the result for each row.
EQ and LT accounts: which limits apply to you
EQ accounts (e.g. Standard EQ)
- Leverage steps down with
- Equity
- New accounts
- Opened on MT5
LT accounts (e.g. Standard LT)
- Leverage steps down with
- The lots you hold in each instrument
- New accounts
- Opened on MT4
The end of your account name shows the model. In September 2026 the XS.com client area offered EQ types for a new live account on MT5 and LT types on MT4, and the calculator follows the EQ limits for MT5. On an LT account, check the lot bands on the XS.com lot-based dynamic leverage (opens in a new tab) page.
How many lots can you open with your balance?
This calculator shows the margin for a lot size you choose. For the reverse, the largest position your balance can open at your leverage, use the Max Lot & Zero-Cut Calculator. It also shows how far the price can move before your balance reaches zero.
The max lot tool uses one leverage for the whole position. Bring its lot size back here to check the XS.com limit for your equity, the instrument’s own limit and HMR before you trade.
Three things to check before you place the order
The order window on your platform gives the final figure. When it differs from the tool, one of these is usually the reason.
- The time. The tool uses the saved price under Latest sample. Prices move, and margin moves with them.
- Your leverage and equity. Set the leverage shown in your client area and enter your current equity, so the step applies. Account types and leverage can vary by region, so the terms of your own account come first.
- HMR periods. Near a major release, before the Friday close or after the Monday open, tick the HMR box.
Accounts in other currencies show the margin in that currency, and gold and silver have separate equity steps for JPY, THB and USC accounts. With those checked, plan around the number in the order window. XS.com: what leverage options does XS offer? (opens in a new tab)
Rebates on your XS.com trades
FFC Auto Rebate returns part of the trading cost on eligible XS.com trades, credited separately from the margin. The XS.com rebate guide sets out which accounts and instruments qualify, and how to get started.
To open an XS.com account through FFC Auto Rebate, use the button below. If you already hold an XS.com account, the rebate guide sets out the route that applies.
Frequently asked questions about XS.com leverage and margin
- At what margin level does XS.com call margin or stop out?
-
On Standard, Extra, Pro and Elite, the margin call comes at 40% and stop out at 20%. Margin level is your equity divided by the margin in use. XS.com Standard account (opens in a new tab)
- Do hedged positions need margin on XS.com?
-
A fully hedged position, the same volume bought and sold on one instrument, needs no margin. During HMR periods, keep enough free margin for the side that stays open before you close the other. XS.com help centre: hedging and margin (opens in a new tab)
- Can I lose more than I deposit with XS.com?
-
Your balance can go below zero after a sharp move. XS.com applies negative balance protection, which limits the losses you have to cover to the money you put in. XS.com help centre: negative balance (opens in a new tab)
You have now seen what each position sets aside in margin. Alongside FFC Auto Rebate, the member area carries daily login rewards and USDT quests, with the terms for each set out there. To use these services, register as a Forex FanClub member using the button below.
Produced and operated by Forex FanClub
Person responsible: Hiroki Sakaida, founder of Forex FanClub
Hiroki Sakaida decides what our content and services cover and which features they offer. He also checks content and functionality and decides on revisions and publication. Our Content and Service Policy explains how we produce and check our content and services, including our use of AI.
Risk warning: Forex and CFD trading involve leverage, and you could lose all the money you invest. This article and tool provide information, not investment advice. The amounts shown are calculated from the collected data and do not guarantee the amounts that will apply to your own trades, or any future profit.
Affiliate disclosure: This article contains XS.com referral links. Forex FanClub receives referral commission based on registrations and trading through these links.
- XS.com leverage goes up to 1:2000 and steps down as your equity grows
- Currency pairs: 1:2000 up to USD 3,000
- Gold: 1:2000 up to USD 5,000, then eight steps
- Each instrument type has its own limit
- Stocks, natural gas and other crypto have a fixed limit
- Margin rules are the same on Standard, Extra, Pro and Elite
- Margin for gold, EURUSD, US30 and Bitcoin by lot size
- XS.com lowers leverage for new trades around news and the weekend (HMR)
- How to change your leverage on XS.com
- EQ and LT accounts: which limits apply to you
- How many lots can you open with your balance?
- Three things to check before you place the order
- Rebates on your XS.com trades
- Frequently asked questions about XS.com leverage and margin